In finance, the term “funds” generally refers to money that is set aside for a specific purpose, such as investment or spending. In the context of investing, funds usually refer to pooled investment vehicles that are managed by professionals, such as mutual funds or exchange-traded funds (ETFs). These funds allow individuals to invest in a diversified portfolio of securities, which can include stocks, bonds, and other assets, without having to manage the investments themselves. In the context of personal finance, funds can refer to money that is set aside in savings accounts or other financial products for future use or emergencies.